Financial Calculators
Plan your investments and loans with our easy-to-use calculators
Loan Prepayment Calculator
See exactly how much interest and time you save by making a lump-sum prepayment.
Enter your current outstanding principal
Lump-sum amount you plan to prepay
Enter 0 to calculate for an immediate prepayment
Your Loan Today
Remaining Tenure
11 yrs 9 months
Total Interest Left
₹18,96,029
Option A — Reduce Tenure
RecommendedNew tenure
10 yrs 7 months
Months saved
14 months
Total interest
₹15,51,551
Interest saved
₹3,44,478
EMI remains
₹40,469 / month
Option B — Reduce EMI
New EMI
₹37,679 / month
EMI reduction
−₹2,790/mo
Total interest
₹17,52,675
Interest saved
₹1,43,354
Tenure stays
11 yrs 9 months
*Calculations assume a reducing balance method. Actual savings may vary based on lender policies and exact payment dates.
Disclaimer: These calculators are for informational and educational purposes only. Results are estimates based on the inputs provided and do not constitute financial advice or a guarantee of actual returns or loan terms. Actual investment returns and loan EMIs may vary based on market conditions, lender policies, and individual circumstances. Always consult with qualified financial advisors before making investment or loan decisions.